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Roofing Insurance Claims

Insurance Claims with Vertical Roofing: Get the Help You Deserve

Filing an insurance claim for your home or business can be overwhelming. At Vertical Roofing, we make the process stress-free by offering personalized support from a dedicated insurance billing specialist. Our team ensures you receive every dollar you’re entitled to, helping you restore your property with confidence.

Simplifying Insurance Claims: Our 5-Step Process

We’ve streamlined the claims process into five clear steps to help you navigate every stage with ease:

Step 1: Contact Vertical Roofing
Call us at (303) 484-9854 to schedule a thorough roof inspection. Our experts will assess storm damage from hail, wind, fire, or water.

Step 2: Confirm Damage and File Your Claim
Once damage is confirmed, we’ll guide you through the claim filing process to ensure accuracy and efficiency.

Step 3: Coordinate with Your Insurance Adjuster
After filing your claim, your insurance provider will assign an adjuster to inspect the damage. Notify your Vertical Project Manager at least 24–48 hours before the appointment. They’ll attend the inspection to ensure all damages are accurately documented.

Step 4: Maximize Your Insurance Benefits
Our insurance billing specialists advocate on your behalf to secure the full payout for all covered repairs.

Step 5: Review Work Scope and Schedule Construction
Once your claim is approved, you’ll receive an Actual Cash Value (ACV) check. Next steps depend on your property’s mortgage status:

  • Mortgage-Free Properties: Review the scope of work, finalize the contract, and set the construction date with your Project Manager.
  • Mortgaged Properties: Your Project Manager will assist with any bank endorsements or authorization forms to ensure work can proceed smoothly.

Key Insurance Terms to Know

Actual Cash Value (ACV):
This is the replacement cost minus depreciation. The initial ACV check is provided after claim approval, with the remaining balance paid upon work completion.

Replacement Cost Coverage (RCC):
RCC covers replacing damaged property with new materials of similar quality. This optional coverage may need to be added to your policy.

Code Coverage:
Local building codes may require updates during repairs. Code coverage ensures these costs are covered without extra expense to you.

Need Help with Your Insurance Claim?

Navigating insurance policies can be confusing, but Vertical Roofing is here to help. We specialize in handling complex claims while providing top-tier roofing services. Contact us today for a complimentary roof inspection, and let us simplify the process for you.

Insurance Providers & Resources

Below are some of the insurance companies we commonly work with:

Ensure your policy provides adequate protection for events like hail, wind, or fire damage. Remember, most standard policies don’t include flood coverage, so check with your provider if this is a concern.

For any questions about your homeowner’s insurance or roof repair needs, contact Vertical Roofing today!

Emergency Roof Repairs – Residential & Commercial

At Vertical Roofing, we offer 24/7 emergency roof repairs for homes and businesses in Colorado and Florida. Whether you’ve experienced storm damage or leaks, our certified professionals are ready to help. Schedule your free roof inspection today!

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Book a Complimentary 40-Point Inspection

Our thorough roof assessment checks for damage from hail, wind, and other elements, ensuring your roof stays strong and secure. We proudly service Residential, Commercial, and Multi-Family properties. Book today to identify any issues early and keep your roof in top shape.